Theresa’s Story

Myles Monroe, founder of the Bahamas Faith Ministries International and Myles Munroe International, said that,

The wealthiest places in the world are not the gold mines of South America or the oil fields of Iraq or Iran. They’re not the diamond mines of South Africa or the banks of the world. The wealthiest place on the planet is just down the road. It is the cemetery. There lie buried, companies that were never started, inventions that were never made, best-selling books that were never written and masterpieces that were never painted. In the cemetery is buried the greatest treasure of untapped potential.There is a treasure within you that must come out. It is your potential. Don’t go to the grave with your treasure still within YOU.”

Many persons die and have not been able to release their in-built potential. The key question here is why. It could be a lack of vision. It could be fear of stepping out- fear of failure. A Japanese Proverb states that “vision without action is daydream. Action without vision is nightmare”. In my life I have chosen to be the best I can be and not go to the grave with my treasure still within me.

Like most persons, I have experienced both successes and failures. I never allowed failure to stop me. I have always sought to study continuously and develop new skills and additional knowledge to equip me to deal with my ever changing environment and overcome life’s hurdles. I recognized early that you learn just as much from your failures as from your successes. It is not so much what has happened to you but what you do with the information gained from your experiences.

To change my life I had to do several things. I learned Strategic Planning and became a Corporate Planner.  I learned Project Management which helps me to bring about the changes needed.  I have taught it to government officials at the Public Service Academy of the Ministry of Public Administration and Information and at three of the nation’s tertiary education institutions namely Costatt. Roytec and Cipriani College of Labour and Cooperative Studies .  I studied life skills and taught it at both the basic and advanced levels.  This skill allows me interact better with other people as well as to cope with life’s challenges. I never stopped learning, never stopped attending training programmes.  In Life Skills Training we stress the importance of Life Long Learning.  Today the mechanic who did not acquire computer skills cannot repair or service some of our new vehicles.

I later became fascinated with procurement and wrote a book on Procurement Management for Trinidad and Tobago and went on obtain an Advance Diploma in Procurement and Supply from the Chartered Institute of Procurement and Supply of the United Kingdom.  I was the Procurement Specialist at Cipriani College of Labour and Cooperative Studies and worked with the college to put in place a procurement framework that will allow it to ensure its compliance with the Public Procurement and Disposal of Public Property Act 2015 and its amendments

My skills and knowledge base as well as my teaching and life experiences equip me to help existing and potential entrepreneurs to develop a vision and to take the steps to implement it. I am also able to help them to overcome fear of the unknown, to find their feet, to empower themselves and to move on. I have found the answers, the methods, the guts and the strategies and I will share them with individuals and businesses that are stuck or just want to go to the next level thereby facilitating and witnessing their transformation.

I am a result driven Management Executive/trainer with more than twenty (20) years management experience and experience in Portfolio Management; Project Management, Business Management and Training; Strategic Planning and Developing/Implementing Strategic Initiatives to support the Micro, Small or Medium-sized enterprises (MSME) sector. I functioned as part of the Executive Management Team of the Agricultural Development Bank (ADB); as Manager, Research, Policy, Planning and Project Management of the Small Business Development Company Ltd and Project Management Lecturer with three of the Nation’s Tertiary Level Institutions.

In my career, I have collaborated with Governmental agencies, Non-Government and Faith Based Organisations and International Agencies.  I worked with the European Union, with whom I worked as Accountant/ Administrator for one of its Small Business Development programmes and later as a Technical officer in an EU-CARIFORUM Caribbean Agriculture & Fisheries Programme Unit. I also worked on projects funded and/ or administered by the Department for International Development (DFID) – United Kingdom Government, the Organisation of American States and the United Nations Development Programme.

All my work life I have worked with and for entrepreneurs.  My great skill is to take complex material and make it simple so that even persons of limited academic attainment can understand and apply their learnings to life.  Come and get the assistance you need.

My passion is for the development of the Caribbean Region. She has formed a LinkedIn group called Business, Project Management, and Life Skills writers of the Caribbean to promote the writing and publishing of material in these subjects by Caribbean persons. This is to ensure that more of our University textbooks are written by Caribbean persons who have a Caribbean focus. We have also developed a website to showcase books, videos, and other material of Caribbean persons. I invite you to join both of these ventures.  We are looking for volunteers for the website.


What I Bring to the Table-

Years of experience and sound qualifications

I hold a MSc. Accounting degree and a BSc Management (Honours) Degree from the University of the West Indies, a Diploma in Project Formulation and Evaluation from the Organization of American States Programme, a Certificate from the International Institute for learning Inc. Re the Kerzner Approach to Project Management Excellence, Project Management Certification from the Project Management Institute of the United States of America and an Advanced Diploma in Procurement and Supply from CIPS Chartered Institute of Procurement and Supply

I have more than thirty years’ experience working with the small and medium enterprise sector having started her career as a loans officer of the Agricultural Development Bank working directly with farmers to assist them in obtaining funding for their enterprises and providing guidance to them so that they can improve their holdings. I quickly rose to Branch Manager and then Operations Manager in charge of the branch office network of the Bank in Trinidad and Tobago. In this position, I was in charge of the management of the Bank’s lending portfolio and so has a good understanding of what banks require to approve funding for a business proposal.

I was later promoted to the Executive Management Positions of Senior Divisional Manager Corporate Services in which position I played a key role in the relocation, transfer and establishment of the banks head office in new premises and effected changes in/improvements to the regional offices network. I later became Corporate Manager, Planning with responsibility for the Banks Strategic Planning process and monitoring of the bank’s critical success factors, key mission statement and all primary components.  I spearheaded the preparation of the 1995-1998 Strategic plan that saw key initiatives of sale of poorly performance loans and a Voluntary Separation Employment Plan (VTEP) for staff.

I can, therefore, help small and medium entrepreneurs to develop and implement their business strategic plans. At the Business Development Company, Ms. Frederick was Manager Research, Policy, Planning and Project Management in which position she designed projects and proposed policy to facilitate improvement in the operations of the small and medium enterprises sector and hence improve the lot of the entrepreneurs. 

I am a registered teacher who has done business management training with existing and prospective entrepreneurs in Trinidad and Tobago and Antigua. Her ability to make teaching material easily understood was responsible for her being asked to prepare a Manual for Trainers of Entrepreneurship of the Youth Training and Employment Partnership Programme (YTEPP), an Information Booklet on Microcredit and Entrepreneurship for the Ministry of Small and Micro Enterprise Development for use by children and to adapt to Trinidad and Tobago  the International Labour Organization’s SYB, Start Your Own Business Manual, which is an Entrepreneurship text used by Costaatt. She has also prepared various manuals and procedural documents.

I have worked with national and international agencies, Non-Government Organizations and Faith Based Organizations in the area of Agricultural Management, Business Management and training and  the design and implementation of projects. She is also a life skills trainer with the YTEPP LTD Retraining programme facilitating the Life Skills Level one and two programmes. Ms. Frederick has lectured project management to officers from various government ministries at the Public Service Academy of the Ministry of Public Administration and Information and in-house to officers of the Service Commissions and Directors of the Ministry of Agriculture, Land, and Marine Resources.  She has also lectured Project Management at Roytec, Costaatt and presently teaches at Cipriani College of Labour and Cooperative Studies where she has taught more than twelve project management courses.  From 2018 – 4th March 2022, Ms Frederick was the Procurement Specialist of the Cipriani College of labour and Cooperative Studies.

View Projects Completed for more on my work over the years